The Problem

A Global Financial Illiteracy Crisis
Financial literacy is one of the most important skills to have in today's society. Unfortunately, due to gaps in education systems of countries around the world, students are left bereft of the knowledge necessary to manage their wealth as they enter adulthood. This leaves them vulnerable to economic volatility, causing millions to struggle.
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“Financial literacy rates continue to decrease, with Gen Z having the lowest financial literacy rate, at 37%.”
2024 TIAA Institute-GFLEC Personal Finance Index
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“88% of U.S. adults said high school did not leave them “fully-prepared” for how to handle money in the real world.”
Ramsey Solutions
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“48% of Americans do not hold any investment assets. Stemming from a lack of understanding and competing financial obligations.”
Janus Henderson Investors
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“Only 16% of Americans between ages 18-26 are very optimistic about their financial future.”
Bank of America